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Never Would I EVER Deliberately Overstay 90 Days in Ecuador!

Believe me when I say never would I never EVER deliberately overstay 90 days in Ecuador or any country intentionally but it did happen on our 2024 visit to Quito. We are rule followers but mistakes can be made.

Although our time was up in Colombia, we were not ready to leave BUT looking forward to seeing our Ecuadoran friends to finish off the year 2025. In Ecuador, as in most countries, there are various types of permits/visas for entry. Since we are a senior couple traveling on a budget, just needing a passport to enter Ecuador as a tourist was fantastic. No extra Visa needed for us to be able to stay in Ecuador 90 days.

On this particular flight, The Big Guy & I were meeting in Quito, Ecuador a day apart having traveled from two different locations.

Overstay 90 Days in Ecuador? Is it a Fine or a Punishment?

Upon check-in at the Ecuador Immigration kiosk on Nov. 2, I was informed I had overstayed in Ecuador in 2024 by two days. After the Agent made several trips out of his booth to parts unknown to me, he returned with a Overstay Fine ticket for $470 USD. I was surprised since I knew (or thought I did) we always followed the immigration rules of whatever country we were in & would never overstay. I did argue softly with him that I really didn’t understand where he was getting the “2 days over”. I was THAT PERSON holding up this particular line but I had to at least understand why the Fine? Before I took the $470 USD ticket from him, I pulled out my phone & counted the days of our 2024 visit to Ecuador at which time I just looked to the Agent & said “you are right, two days”.

This is the standard fine at this time for overstays in Ecuador. It doesn’t matter if its 1 or 2 days. Later I had read that it could have been worse but…

To Pay or Not to Pay the Ecuador Overstay Fine?

The Ecuador Overstay Fine included the following information: 1) the date it had to be paid by which was 30 days from my entry into Ecuador 2025 & 2) that fine had to be paid at Banco Pacifico (the only place/bank to pay fine) in Quito. The Agent explained I didn’t have to pay it but I would not be able to enter Ecuador for two years.

Ecuador Overstay Fine for overstay 90 days in Ecuador
Ecuador Overstay fine for overstay 90 days in Ecuador

I don’t know when we will return to Ecuador at the moment but again being a rule follower I wouldn’t want to tempt fate by not paying it or would I? After I finally made it thru Immigration & Customs, I was thrilled to see a smiling face – The Big Guy! Once we made it to the Airbnb, we researched the Overstay Fine. From what I could read, the fine is overseen by Ecuador Immigration & periodically raised to match the monthly salary of Ecuadorians. I checked with various F/B groups to see if others had met this fate & how they handled it. Basically, I was told I should pay the fine.

Paying the Fine!

It took two trips to the bank but I finally understood (language barrier was not at all helpful here) & was told they would only accept cash so a trip to ATM & last trip to the bank with $470.59 cash in hand (bank added .59 cents transaction charge go figure). I paid my overstay fine & was given receipt plus extra slip of paper.

With receipt in hand, I walked out of the bank feeling happy that the fine wasn’t hanging over my head but also inwardly wondering did I really have to pay that fine? I’d already decided that maybe Ecuador would not be receiving any of my cash in the future visits. I thought I was done with Ecuador!

Repercussions of Paying Fine

So I was able to pay the fine since we were able to work it into our budget. Just personally I totally understand countries wanting to deter overstayers but this was pretty severe – to me – for an accidental two day overstay. Who lost in the end? The Airbnb, local vendors, cafes, shops, etc that we would have been spending that money. I’m really not that mad at the fine, more at myself for mis-counting the days to begin with.

90 Days May Not Be Three Months

This was a wakeup for me. I had gotten lax & paid for it. April 2 to July 2 is not 90 days! TIP: Count your allowed days. An easy app to add to your phone is Time and Date & yes its free.

The World Has Changed! Quito, Ecuador
Batman, The World Has Changed! Quito, Ecuador

Leaving Ecuador..

With receipt in hand, we head to the airport to leave Quito heading to our next adventure. The Immigration officer looks at me after scanning my passport & says ‘we have a problem’ as he swings the screen around for me to see in red “overstay’ language. I was so happy to hand him my paid receipt but then he explained to me that I had to take the receipt to Immigration office to be registered but I could do that on next trip to Ecuador & I would be fine! Yes!

After the Immigration agent scans The Big Guy’s passport, same thing, he swings the screen around fo show him the red banner with overstay…. Now for whatever reason when Horace had checked into Immigration upon his arrival flight on Nov 1, he was not issued a fine? So this left this Agent in a dilemma & again after a trip to the “unknown office” the Agent said no reason was given for the non fine but since it was so far out of some timeframe or other that it was left to his discretion & he chose not to give him a fine. Thank you! Now will this come back to haunt us on next visit to Ecuador we shall see…..we’ll let you know.

Quito, Ecuador is a wonderful place to visit but the Overstay Fine I had to pay (yes, for my mistake) has left me questioning if I want to spend anymore $ here? Right now the answer is no BUT I know I’ll be missing our friends & will be ready to visit again soon.

See you all soon on our next adventure! Eastern Europe here we come!!

Amazing Actual Living Cost in Colombia For Seniors Living on A Budget Income!

The amazing actual living cost in Colombia alone was enough for these two seniors on a tight budget to revisit Bucaramanga again in 2025! It is such a beautiful city in so many ways & fits our strict monthly budget to a T! In 2024 I wrote a blog about our monthly budget in percent terms while in Bucaramanga. Truthfully, everything in Bucaramanga has enriched our lives so much so that it was a no brainer for a second visit.

We are about halfway into our six months here in Bucaramanga. Since we are doing things a little different this time, I thought I would give you a little clearer picture of our basic actual living cost here in Bucaramanga, Colombia. Short & sweet!

Renting in Colombia!

Living in Bucaramanga!

In our past stays in renting in Colombia (Cartanega, Bogota & Medellin) we always stayed at Airbnbs. We know we paid significantly higher since we were basically outsiders. Living in Bucaramanga changed that! We rented last year & loved the Airbnb. This year we were able to negotiate with the same homeowner for six months, agreeing to pay the utilities (more on them below). We pay about $700 a month for a 3 bedroom/3 full baths with huge terrace. Today, they are renting houses in our former non gated community/home in Elgin, Texas for about $2,500 USD a month for a similar sized 3 bedroom house, there is no comparison for what you get!

Monterrey apt in Bucaramanga, Colombia
Renting in Colombia. We love our apartment & our growing community we have here.

Yes, you can find less expensive 3 bedroom rentals, but everything comes with a price. We feel safer living in a gated community with 24/7 armed security. We know people that live in large apartments with multiple bedrooms in this part of town & pay about $300-$400 USD a month, but this apartment fits ALL OUR WANTS & NEEDS plus being on target with our rental budget!

Utilities in Bucaramanga!

Our utilities consist of water, gas, electric, cable and a monthly maintenance fee. The average (converted to US$) each – Water/Sewer/Trash 60,000 COP pesos ($15 USD), Gas 24,000 COP pesos ($6 USD), Electric 64,000 COP pesos ($16 USD), & Cable 140,500 COP pesos ($35 USD) & monthly maintenance fee for the building complex is 388,000 pesos ($95.79 USD). Average total for the month is $168 USD.

Compared to what we paid in the U.S. prior to making our jump into international travel: Water/sewage/trash avg of $100, all electric avg $250 depending on season (TX has warm winter & HOT summers) & Cable/Internet $100 with monthly HOA maintenance fee $30 USD on the low side – our utilities in U.S. ran about $480 USD per month.

Eating out vs Groceries in Bucaramanga!

In our budget eating out & groceries are two separate items. Eating out may mean spending $7 for the two of us for a filling & delicious lunch special called almuerzo. We splurge occasionally for KFC for about $17 for the two of us. Most of our eating out budget consists of coffee shops/bakery cafes. One of our favorite stops for a late morning or lunch might be cappuccino, americano, bakery each with 3 cookies to take home for total of $9.69 USD. Winner winner chicken dinner!! Ha.

Cafe lunch in Bucaramanga, Colombia
Cafe lunch in Bucaramanga, Colombia. If you know me, you know the chocolate dribbled roll was mine. Ha.

Grocery stores are plentiful & the prices are great except when it comes to imported U.S. labels which will run higher but its up to you whether you want to pay that price. I admit I do buy the Heinz Relish even though I clench every time I put it in the cart. We have lately been cooking & eating in which really gives us extra $ not used in eating out expenditure.

Fruits & vegetables, for us, are the best from the open farmers markets. In our neighborhood (El Tejar) it falls on early Sunday mornings so we try to get there early to get the prime pick. Here is a photo of our take Sunday morning totally $15.61 USD! (I just paid a couple months ago close to $7USD for a handful of grapes alone!) The great thing about markets is you can pick & choose which & how many of the carrots, apples, bananas, etc that you want. One vendor who we buy eggs from always throws in a bag of limes or maybe an avocado just because.

Vegetables, fruit & pork from farmers market
Vegetables, fruit & pork from farmers market

In closing...

Comparing the actual living expenses in Colombia is a no-brainer. Above are the necessary expenses we have every month. As seniors living on a fixed income we have very little left over income after expenses. It is nice to know that all our bills can be paid & we have a little breathing room left at the end of the month. Let me throw in here that we do not own a vehicle. Ubers & Taxis have worked fine for us & the monthly fees are miniscule when compared to the vehicle payment/auto insurance/fuel/maintenance that came with owning a vehicle in the States.

I’m late getting to my morning exercise routine today, so I will cut this for now. I hope that you understand more about how we manage our cost of living in Bucaramanga, Colombia!

Again, we have a budget that we follow religiously but if you are wondering if we are missing any luxury items from the States? The short answer is **NO**!

Three Months in Asuncion, Paraguay Was Too Long

Was three months in Asuncion, Paraguay to long for these senior travelers looking for their piece of paradise?

Yeah three months in Asuncion really was to way…. to long! Now, not to say it was all bad, but we just never really felt that warm & fuzzy feeling that would make us want to live here forever. I guess the first thing that hit us was arriving during the “extremely” hot summer season! Now I know I have said MULTIPLE times that I would take hot over cold as these old bones just can’t handle the cold BUT… I had to admit to The Big Guy about two weeks into our stay here that I HATED the Asuncion heat. (I was told later that this was one of the hottest summers in Asuncion so shame on us for that one). Asuncion summer heat is unforgiving & after three months we were more than ready to leave. Just as a side note, the evenings came alive once the sun went down temps cooled a bit which made the temps a little easier to handle.

old yellow newspaper bike
old yellow newspaper bike

I think the best way to describe Asuncion is to compare it with any conservative U.S. city. We stayed in Colombia the maximum amount of time on a tourist visa & it was time for us to leave. We needed to find a place to go in South America that was budget & tourist friendly. Our intent was to return to Colombia in the new year. We researched a number of places, but decided on the historic city of Asuncion, Paraguay. It was known as one of the safest places to visit in South America & allowed 90 day stays on a U.S. passport. Upon our arrival in Asuncion – a city of a little over 3.5 million with an average age of 27 yrs in 2025 – we stayed in the older historic neighborhood near the Presidential Palace. There was a very strong police presence in the Centro Historical neighborhood where we spent our first month I believe because of all the government buildings as well as the Palace.

We had to spend the full 90 days in Asuncion in order to meet our budget requirements. We decided that although we arrived in Asuncion during the summer months it was not our first time traveling into an area during the summer months. It just made more sense with our budget vs incurring travel debt for another flight. Three months fits our budget the best, but six month stays are prime!

Asuncion Visa Entry Fee

As a side note, prior to our flight, we had read so many blogs & social media posts stating that you have to pay a $160 fee each upon arrival for a “Visa on Arrival” in Asuncion? We were prepared to pay if we had to but once we arrived at Asuncion airport we saw the Visa on Arrival office but we walked pass (we figured the worst that could happen is they send us back to the Visa on Arrival office) & directly to Immigration. The Immigration official checked our passports for 90 days, nary a question of how long our plans were to stay or anything regarding a $160 entry fee!

A Little Asuncion, Paraguay History!

Asuncion, Paraguay History

Asuncion, Paraguay is the capital city of Paraguay & has had a violent but interesting history. It was founded in 1537. The city was originally named Nuestra Señora Santa María de l’Asunción, it was customary to name a city after the religious calendar. Asuncion is one of the oldest cities in South America & that is how it became know as the “Mother of Cities” & the World Capitol of Friendship.

Paraguay has approximately seven (7) million people of which about 10% of the population speak Spanish, but 90% of the population speak the native language of “Guarani”. This is not the place to learn Spanish!

In 1617, the Spanish Río de la Plata governorate separated Buenos Aires from Paraguay & created Asunción as its capital, effectively making Paraguay lose it access to the sea. Paraguay gained its independence from the Spanish crown in 1811. Then in 1869, Brazil, Uruguay & Argentina defeated Paraguay in what is known as the worst war in the history of Latin America (War of the Triple Alliance). In the end, Paraguay lost over half (1/2) of its population & large tracts of land as a result of the War.

This monument sits in the park next to Palacia Lopez. They say a picture paints a thousand words? Well this art project speaks volumes about the horrific past of Paraguay.

Artistic rendition of Stroessner's dictatorship of Paraguay
Artistic rendition of Stroessner’s dictatorship of Paraguay

Is Asuncion, Paraguay Safe?

Paraguay is rated a Level 1: Exercise Normal Precautions. There was a noticeable presence of police & military staff in the Centro Historic area we spent our first month in Asuncion but it made sense. Our Airbnb was located almost directly across the street from the Palacio Lopez where the President works.

Palacio Lopez, Asuncion, Paraguay.
Palacio Lopez, Asuncion, Paraguay.Beautiful pink building decoraed for Christmas 2024.
Asuncion Sign
Asuncion Sign

Now walking on the streets of Asuncion after dark also is not safe. Dark quiet streets…don’t travel down. Use your head & you should be fine. All the police & military (yes they had guns of various sizes) we saw day to day were always pleasant.

Again, Asuncion Weather Was HOT!

Temps in Asuncion ran as high as 112 heat index on some days. Most days were close if not at 100! We had a pool available to us for swimming, but at the heat temp the pool never looked that clean for me to jump in. The heat is simply exacerbated by way of Paraguay’s location in the South & the urban building going on. With the location it simply is a tropic country with direct sun year round so be careful when you say you can take hot heat cause you might have to eat those words like I did. Ha.

Overall Impressions Asuncion, Paraguay

Coffee shops are in abundance in Asuncion, Paraguay. The one thing I can tell you about cafes & restaurants is that you just can’t get in a hurry here but I assign that to just living in South America & its easy pace of living. If you are in a rush to be served, you are likely to walk away unhappy! We are always checking out local coffee shop & Karu has everything. Friendly staff, great coffee, brunch & awesome bread, I see why it is a favorite! It was just a few blocks from our Airbnb off Santa Teresa street.

Karu coffee shop, Asuncion
Karu coffee shop, Asuncion
Anga coffee cafe, Asuncion
Anga coffee cafe, Asuncion
Ice coffee & hams/cheese on croissant
Ice coffee & hams/cheese on croissant. A perfect lunch on hot Asuncion day!

The National Pantheon of Heros in Asuncion is a landmark for remembrance of lost heros. If you hit the right time, you can watch the changing of the Guards!

National Pantheon, Palma Street, Asuncion
National Pantheon, Palma Street, Asuncion

There is a lot of older architecture, some in better shape than others, but all the same beautiful to me.

Example of beautiful but old architecture in Asuncion
Example of beautiful but old architecture in Asuncion. For old architecture, Asuncion Centro town is where you want to walk.
Ministri of Economy
Ministri of Economy

Bolsi was a great place to eat. It featured indoor as well as outdoor tables which was our choice if there happen to be a breeze that affternoon! For traditional food, the Bolsi has been owned & operated by family since 1960.

Bolsi Restaurant, Asuncion
Bolsi Restaurant, Asuncion

The Bahai Paraguay Riverwalk was really nice for very early morning or late evening walks. It ran for over 5 km along the river. There were areas of beach for fishing, boating & other water sports. The walk also passed wooded & marsh areas benefiting the wildlife as well as several lookout points over the river & Asuncion. On cooler night the vendors were out & runners/walkers were out. Along the boardwalk there was an incredibly large number of police both walking & on motorbikes traveling the way. So yes it felt pretty safe.

The Paraguay River is over 2500 km long & the fifth largest river in South America from Brazil thru Bolivia, Paraguay & Argentina to the ocean. It is used by several countries to get products to the ships at the ocean port.

Evening on boardwalk in Ascunion
Evening on boardwalk in Asuncion.
Sailboats on Paraguay River, Asuncion
Mornings brought out the sailboats on Paraguay River, Asuncion
Horace & the Paseo de la Guarania on Paraguay Riverwalk, Asuncion.
Horace & the Paseo de la Guarania on Paraguay Riverwalk, Asuncion.
Feliz Dia del Arpa in Paraguay
Feliz Dia del Arpa in Paraguay – the harp is a national symble for the importance of music. It sits along the Boardwlk.

West Coffee Shop – Now we did not find this coffee shop until the last two weeks of our stay in Asuncion & we were sorry that we did not find it sooner. Walking across the drive to the cafe door, the guard smiled & greeted us. When we walked in the door the owner “Alex” greeted us with the warmest smile & hello. As we watched other come in, the greeting was just as enthusiastic! If you are in Asuncion, this place not only offers a great cup of hot or cold coffee, other drinks & sandwiches, but probably the most awesome customer service & kindness we experienced in Asuncion!

West Coffee, Asuncion, Paraguay
West Coffee, Asuncion, Paraguay

Final Thoughts about Asuncion, Paraguay

We are glad we went but we now know we don’t need to go back. The weather was just to hot & honestly we did not get the warm & fuzzies of this city. Now we did meet quite a few Europeans who loved it & have made it their home for their own personal reasons. You go!

The one thing that seemed so strange to me was their love of fruitcake! It was in every grocer & ranged from fruitcake loaves covered in powder sugar to HUGE fruitcakes. Seems it is a traditional dessert & since it contains alcohol for preservation, it can be stored for months. Never been a fan & I am still shaking my head over that one.

All your dreams may come true in Asuncion, Paraguay but you won’t know until you visit.

cobblestone streets
cobblestone streets are a common sight off the main streets.
Terere thermos
Terere thermos was – it seemed – was everywhere to carry their mate (tea).

Beautiful Bucaramanga, Colombia Has Stolen Our Hearts!

I am not lying when I say beautiful Bucaramanga, Colombia has stolen our hearts… It has well earned being labeled ‘La Ciudad de Los Parques‘ (The City of Parks) with over 160 parks as well as ‘La Ciudad Bonita de Colombia‘ (Colombia’s Beautiful City). Both names represent the city well! I am tearing up just thinking about our departure but the next adventure awaits. Six awesome months we have spent in Bucaramanga & the friends we have made… BUT immigration dictates six months is allowed per calendar year so we must move on but oh what memories we will have forever…

The kicker is this beautiful city in the Department of Santander, Colombia was never on our list to check out for a possible landing! I seriously wanted to go back to Medellin for a longer look at the city when one day while chatting with our friend, Shihan while in Quito, Ecuador he invited Horace to compete in an upcoming kickboxing competition in Piedecuesta, Colombia, a small city outside of Bucaramanga. If you know us, we looked at each other & after reviewing the budget, we decided why not? And so the love story began…

A Little About Bucaramanga, Colombia

Bucaramanga is the capital of the Department of Santander in Colombia having been ‘founded’ in 1622. As of this year, 2024, the population is just around 1,400,000 people & is the fifth largest city in Colombia. The city is located in the north eastern mountains of the Colombian Andes at 3146 feet above sea level.

It is a significant tobacco & coffee growing region. It was exciting for me to see the coffee beans on the plants during our beautiful (but sometimes strenuous) mountain walks. Let me say I had to talk myself (‘you can do this Holly’ kind of inner talk) but what beautiful rewards from the sights & meeting locals along the way. Yes I would do them all again!

If you read my previous post you can see how economically friendly Bucaramanga was to these two traveling seniors. Originally, living on a budget took a minute to get use to but I can easily say that without that budget we would not be able to have made the memories we have. Memories we will cherish forever.

Photo Memories of These Two Seniors Living in Bucaramanga

I hope you enjoy this trip down memory lane of our six months in Bucaramanga. We didn’t see everything we wanted to see but we were not rushed as we knew we would be back! Til next year… In no particular order…

Sunset in Bucaramanga Colombia
Sunset in Bucaramanga
Park bridge in Parque Mojarras, Bucarangma..
Park bridge in Parque Mojarras – one of the MANY parks in Bucaramanga.
Mountain walk with friends.
Mountain walk with friends.

The people so welcomed us into their community inviting us to what some would describe as a walk, but should be described as a pilgrimage to the mountain top. These walks up the mountain were some of the most difficult walks that we have ever taken and created memories that will last our lifetime.

Park bridge in Parque Mojarras.
Sunday morning walking group. These folks are faithful Sunday morning walkers always looking for a new mountain path. We were blessed to be invited to join them.
Cumbia in Bucaramanga, Colombia
We were invited by friends to this forkloric Cumbia song & dance in Bucaramanga, Colombia
Stone lady in Ecological Park in Bucaramanga
Stone lady in Ecological Park in Bucaramanga

The thing that we like most about Bucaramanga was not just the beauty of the city, but the people of Bucaramanga & how they welcomed us into their community. Not only were the people of Bucaramanga kind & welcoming to us, but they frequently made traditional food dishes or brought us one or more of the traditional fruits from the area.

This sculpture was across from the Cacique Mall & NeoMundo Event Center.

Neomundo Metal Sculpture, Bucaramanga
Neomundo Metal Sculpture, Bucaramanga

Parque Bosque was probably our favorite park for several reasons – awesome views of the city & mountains, daily exercising as well as catching up with friends. It was a good walk from our Airbnb & coffee break was the perfect ending to a long exercise at the park.

The perfect path in Parque Bosque, Bucaramanga
The perfect path in Parque Bosque, Bucaramanga
Horace doing core work at Park Bosque
Horace doing core work at Park Bosque
Ruby & Holly at park
Ruby & Holly at park
Coffee Time!
Coffee Time!
Soy Santander letters
Soy Santander letters

Will we go back to Bucaramanga? Oh yea! As I end this blog we are looking at a return trip. This could be the place for us! Enjoy!